Mommies, do you still remember the last time you thought about your own dreams? Your dream of being a make-up artist, chef, professional, or maybe – your dream of becoming a stay at home or work at home mom with her own business?
Someone asked me that question last week, at sa totoo lang – hindi ko na alam ang pangarap ko! It is natural for us mothers to put our dreams aside so that we can focus on our family’s needs especially our children.
My dream is very simple, to give my son the gift of education. If I know that I am working towards this then I can continue my passion for writing and blogging without any worries, minsan kasi pag nag i-enjoy na tayo, bigla nating maiisip ang mga bagay-bagay tulad nalang ng pera, budget, or what the future holds.
Life is not meant to be full of worries, life is a gift to be enjoyed whoever you are – mother, father, sister, brother, single, or married. What can we do about it?
Janice Decena, a fellow mom who is now a financial advisor at Insular Life says, “Start planning for your dreams and be an absolute dreamer! Preparation is key. The earlier you prepare for your dreams the easier it would be to achieve them. Save and invest now to help you fund for your dreams, making them an inevitable probability in the future. In any case, don’t let your dreams JUST be dreams. Be intentional about making them come true.”
5 Ways to Get Started & Save for your Dream
If you’re a mother like me who always think of your child’s future, maybe it’s time we do something about it today. Sabi nga nila, bawat araw ay magandang araw para mag plano! Here is how I plan to put more into my dreams:
1. Review current financial standing – follow this advice from financial advisor Mark Fernandez
2. Put a number on it – I haven’t consulted a financial advisor about an educational plan yet but this financial planning calculator has given me an idea of how much I should be putting into my dream. P5,000 a month appears to be a good start.
3. Smart budgeting and motivation – use the Insular Life Finance Manager App to help you budget and stay motivated to keep expenses to a minimum. A budget surplus means you have more money to put into your dreams.
4. Make money at home – I am not yet talking about getting extra online jobs, rakets, or sidelines. Magsimula tayo sa simpleng paraan tulad ng pagbenta ng hindi kailangang gamit! This is one of my favorite tips, I don’t just make extra money from things lying around the house but also declutter our home and make more space for positive vibes to come in.
Stay tuned for more money making tips this coming week!
5. Speak to a licensed financial advisor – a professional and licensed financial advisor can help you identify the correct financial product that can help you achieve your dreams in the most time & cost effective manner and a financial product that can help protect and guard that dream.
If you follow steps 1-4, you will have more confidence and motivation in meeting and working with a financial advisor for the first time. Remember to look for and seek advice from a professional financial advisor.
It’s recommended to get a financial advisor whom you’ll be comfortable with like a fellow mom or someone who shares the same dream. You may contact Janice Decena, licensed financial advisor at iamjanicedecena@gmail.com or send her a message on Facebook.
Stay on top of your dreams Mommy!
